But, YNAB has a huge cult-like following and a number of M$M readers have gone so far to describe YNAB as “life changing.” Normally, I’d give you a warning on claims like that. They have some pretty big claims about how much they can help new users, saying that “on average, new budgeters can save $600 by month two and more than $6,000 their first year.” YNAB (or You Need A Budget) is a budgeting app pure and simple. To help you sort through the choices, we’ve put together a list of the best personal finance software of 2020.
There are ones for investing, budgeting, very specific types of budgeting, micro-savings, micro investing, and more. The internet just keeps giving us more and more apps and tools to manage our money.